What acquisition price, sources and uses, and sponsor economics create a credible transaction case?
Model profile
Bank Valuation
Value a listed bank the way bank analysts do. Forecast the balance sheet from loans and deposits, earnings from the margin, fees, costs and credit losses, and CET1 capital against the regulator's requirement, then value the equity by what the bank can distribute, by its return on tangible equity against the cost of equity, and against peers' price / tangible book.
Decision scope
Questions this model helps you examine
How do operating projections, cash generation, and debt paydown support the proposed capital structure?
How do exit timing, exit multiples, and downside cases affect sponsor returns and value per share?
Model capabilities
What this model includes
The profile below is generated from the same catalogue and workspace definitions used by the application.
- Net interest income from asset yields and funding costs, a parallel rate shock, IFRS 9 stages, AT1, Tier 2, leverage, LCR and NSFR
- An offer price build with a control-basis fairness view, a valuation report, and an audit trail with reviewer sign-off
- A balance-sheet-led forecast: loans, deposits, liquidity, wholesale funding and risk-weighted assets
- Net interest margin, fees, cost / income and cost of risk, with targets reached over the years you choose
- CET1 capital against the requirement and a target; dividends capped by capital and the surplus returned
- Dividend discount at the CET1 target, excess return on tangible equity and price / tangible book against return on tangible equity
- P / E comparables, broker targets and the 52-week range in the football field
- A capital stress test, a loan-to-deposit limit and a Monte Carlo on the margin, credit losses and the cost of equity
Build the case
Inputs and workspaces
- DocumentsUpload up to ten annual reports, filings, presentations and lists; review what was read, then apply it.
- Valuation settingsCompany and market data, cost of equity, comparables, distributions and the football field.
- Forecast assumptionsLoan growth, deposits, liquidity, margin, fees, costs, cost of risk and CET1 capital.
- Reported financialsThe bank's reported years and option tranches.
- PeersComparable companies: earnings, book values and betas.
- Market evidenceBroker targets, share price history and the macro outlook.
- Audit trail and sign-offEvery saved change to the case, and the preparer and reviewer sign-off of each run.
Review the result
Outputs and analysis
- Average implied value per shareMethods in the average
- Upside to the average implied valueAgainst the share price
- Dividend discount value per shareAt the capital target
- Cost of equityCAPM
- Excess return value per shareOn tangible equity
- Price / tangible book value per shareAgainst return on tangible equity
- Price / tangible bookAt the share price
- Return on tangible equity, next yearOn opening tangible book
- 9 additional metrics in the workspace
- Financial statements and capitalDetailed schedules
- Valuation, comparables and market evidenceDetailed schedules
Designed for review
Who this model is for
- Private-equity sponsors and corporate development teams
- Investment and financial analysts
- Transaction advisers
- Investment committees and lenders
Governed evidence
The review trail stays with the result.
Each completed calculation preserves the model version, saved inputs, reporting-currency snapshot, immutable run, and result fingerprint used for its reports.
- Version-controlled calculation logic
- Saved assumptions and scenarios
- Immutable calculation runs
- Reporting context preserved in exports
Ready to explore the case?